Pay no annual fee and enjoy the flexibility of redeeming your points for a wide choice of rewards, including cash back. Plus, new cardholders can take advantage of the special introductory rates.
Hancock or Hancock Bank Visa® credit cards are issued by Whitney Bank. “Hancock Bank” is the trade name used by Whitney Bank in offering and providing banking products and services through Whitney Bank’s locations in Mississippi, Alabama, and Florida. Therefore, Whitney Bank will own all approved credit card accounts and sponsor any related rewards programs.
|NOT DEPOSITS OF THE BANK OR AN AFFILIATE OF THE BANK||NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY|
|NOT GUARANTEED BY THE BANK OR AN AFFILIATE OF THE BANK|
*Index is the Wall Street Journal U.S. Prime rate as designated in the "Money Rates" section of The Wall Street Journal. The APR for the Platinum Card is 12.99% to 17.99% as of 2/2/15. The APR will vary based on your creditworthiness when you open your account, and will vary with the market based on the Prime Rate. A balance transfer fee of 3% of the amount of each balance transfer (maximum fee: $50) and a cash advance fee of 3% of the amount of each cash advance apply.
**A complete description of these benefits including any limitations and applicable third-party fees will be provided at the time the card is issued.
***Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions, or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
†For information about Hancock Points Plus, visit www.hancockpointsplus.com or contact a Hancock banker or one of our dedicated Call Center agents at 1-800-381-9046. Eligible credit card transactions for the Points Plus Rewards program include VISA signature-based transactions, including online and other purchases where no PIN is required. Exclusions include: gaming related purchases, cash access transactions (such as cash advances, money orders, traveler's checks and cashier's checks) and PIN-based transactions. Other restrictions may apply.