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Commercial Services

Hancock Bank offers a wide range of business products to meet the needs of business professionals. Take a look through our available sections and see how we can help you.

Companion Products

ATM (Sole Proprietor Only)
Check Card

Commercial Services

Cash Management Services
Bankcard Merchant Services
Leasing Services
Employee Benefits Program


Handy24® ATM Cards (Sole Proprietor Only)
ATM Machine

 

Handy24® is just another option available for self-service banking. You can perform a variety of transactions when using a Hancock Bank ATM such as:

  • Making deposits
  • Withdrawals
  • Funds transfer between accounts
  • Mini-statements

Handy24® ATM cards are:

  • Usable at over 130 Fee-Free Hancock ATM's for Hancock Bank customers.
  • 24-Hour Account Access
  • No Monthly Card Fee
  • Transactions Detailed on Your Monthly Statement
  • Security of Customer Select PIN
  • Accessible through Pulse, Plus & Maestro ATM networks.

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Visa Business Check Card
  • Use at millions of locations worldwide-everywhere Visa is accepted.
  • Transactions detailed on your monthly statement.
  • Easily track spending and separate personal expenses.
  • Protect your account from unauthorized use with the Visa Zero Liability policy.*
  • Conveniently access your cash-doubles as your business ATM card.
  • $500 daily ATM withdrawal limit.
  • $3,500 daily Point of Sale limit.
  Go Platinum for even more spending power

The Platinum Visa Business Check Card offers all the benefits above, with more than double the limits: $750 daily ATM withdrawal limit and $7,500 daily Point of Sale limit. Free with Business Checking.
Hancock Bank Check Card
* Covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions.

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Cash Management Services

We're Upgrading - Your Net Solution Cash Management experience is about to be transformed. Take a look!

Cash flow has been called the "lifeblood" of any business, and it's easy to see why. While sales and profits are important, you need cash to keep your business afloat - to pay salaries and overhead, buy equipment, and invest in and grow your company. Understanding the basic concepts of cash management will take you a long way toward making sure your cash keeps flowing.

While the term cash management sometimes sounds intimidating to business owners, it shouldn't. The concept of cash management is really very simple: managing the inflows and outflows of cash from your business in order to reduce costs and increase profits.

Hancock Bank offers a complete line of cash management services designed to help you do just this. These services can be divided into four main components: collections and receivables, disbursements and payables, information reporting, and investment services.

Find out more information about Cash Management Services please contact a member of our Cash Management team.


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Merchant Services
Employee verifying account


Hancock Bank Merchant Services is a business alliance between First Data Merchant Services (FDMS) and Hancock Bank. FDMS is the world's largest provider of merchant processing, currently processing over 6 billion transactions per year. Through this alliance we can provide high quality, high-value, low-cost merchant processing for all major credit, debit, stored-value cards and checks.

  • Service distinguishes FDMS from other card processors. A knowledgeable staff and experienced personnel are available 24 hours a day, 365 days a year to provide you with the service you need.
  • Local Merchant Service representatives are available to customize a merchant program to fit your business needs.
  • We deliver a full range of payment solutions including credit, PIN-secured and signature based debit, wireless, stored-value and purchasing cards, electronic benefits transfer (EBT), as well as loyalty and check services.
  • Your business will benefit from unsurpassed settlement capabilities. Processed transactions can be quickly credited to your Hancock Bank deposit account via the Automated Clearing House (ACH).
  • Wide range of terminal, hardware and software solutions to assist in your card processing.
  • Merchant transaction information is safely and securely available online.
  • Solutions to assist you in reducing fraud and eliminating chargebacks.

Ask your local branch banker to put you in touch with your Hancock Bank Merchant Services representative, or for information click here. You may view a demonstration at www.clientline.net.


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Leasing Services
Leasing equipment through Hancock Bank could increase your productivity, conserve capital and, in some cases, result in tax benefits. Simply select the equipment you need and negotiate the price with the vendor of your choice. We’ll purchase the equipment for you and design a lease best suited to your needs. Pay each month with pre-tax dollars; lease payments may be treated as a fully deductible operating expense. You’ll have several attractive options when the lease expires, too.

You Enjoy the Benefits:
• 100% financing
• Flexible terms
• Pay with pre-tax dollars
• Make level payments
• Capital, True and Municipal Leases available

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Employee Benefits Program
Hancock Bank’s Trust Department has helped businesses of all sizes establish and manage employee savings funds through a variety of employee benefit programs. Each program is unique and provides a safe way for your employees to accumulate tax-deferred savings. The plans also provide substantial tax advantages for the sponsoring company.

• Defined Benefit Pension Plans
• Money Purchase Pension Plans
• Profit Sharing Plans
• 401-K Plans


If you are self-employed, a partnership or corporation, Hancock Bank can provide a similar tax-advantaged benefit program.


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