NEW Regulatory Overdraft Changes May Affect Your Access to Cash.
Recent regulatory changes affecting your personal checking accounts may impact your ability to make one-time check card purchases or make ATM withdrawals.

Overdraft service options can add to your peace of mind if you opt-in now.
Today, Hancock Bank's standard overdraft service for eligible personal checking accounts allows us to authorize and pay, at our discretion, transactions that would create an overdraft on your account.
Under the new rules, we must specifically obtain your consent to extend our overdraft services to your ATM withdrawal and one-time check card transactions.

	You can request that we extend this service to authorize and pay, at our discretion, your ATM and Check card overdrafts by opting-in to extended overdraft services.
	Overdraft Management Tools Frequently Asked Questions
	Just call or visit any branch.
	Mississippi: 1-800-448-8812 Louisiana: 1-800-256-4636 Florida: 1-800-726-0920 Alabama: 1-866-744-8801

If you do not opt-in to this extended overdraft service, transactions will generally be declined at the ATM or point of sale if you do not have enough money to cover the transaction in your account.