• Reduce Internal Costs:
  • Manage "out-of-pocket" employee reimbursements.
  • Issue and mail fewer checks through Accounts Payable.
  • Assign and monitor fewer purchase orders.
    
    
• Increase Internal Controls:
  • Eliminate the need for petty cash
  • Control & restrict employee spending based on optional merchant category code restrictions or add purchase controls for each employee using a card.
  • Separate your business from your personal expenses.

• Streamline Your Accounting:
  Receive comprehensive monthly statements plus Enjoy easy access to an online account management and maintenance tool through a secure online site.
  • Information
    Monitor cardholder activity.
    Access account information online free of charge.
    Generate periodic account management data online.
  • Account Management
    Program Managers can adjust cardholder credit limits on line.
    Download 12 months of card account data into various accounting software programs.
    
    
• Save on Goods and Services:¹
  Use our Business Services Network to save you and your business time and money.
  • Special discounted rates available from Avis^® and Dollar^®.
  • Special deals and discounts at Raddison^® Hotels.
  • Preferred pricing and free delivery on 100 office products from Office Depot.
  ¹Offers are valid as of November 2006. Certain restrictions, limitations, fees, and exclusions may apply to the offers. The Business Card is issued by GE Capital Financial Inc.
   
  
• Protect Your Business: ²
  Keep your business safe with purchase, car rental, and travel accident insurance.
  • Purchase Assurance^® and Extended Warranty coverage on theft, fire or damage protects Business Card purchases for 90 days. Also double the time period of a manufacturer's repair warranty, up to one full year.
  • MasterCoverage^® Liability Protection Program: Protects your company from misuse by cardholders whose employment has been terminated.
    
    
• Worldwide Acceptance:
  The Hancock Bank ProductivitySM Card for Business is accepted wherever MasterCard credit cards are accepted. Cash access is available from over 820,000 ATMs in over 120 countries.
  
  
• Customer Service:
  • Prospective Cardholders:
    Visit and learn more!
    Call 1.866.380.6307 for more information.
  • Existing Cardholders:
    Get help toll-free, 24-hours a day, 365-days a year by calling the toll free number on the back of your Productivity Card.
    Visit the online customer service center.

The Hancock Bank Productivity^SM Card for Business offers payment and billing product options to suit your business needs.

Credit Card
The revolving credit card offers your business flexibility with the option of paying some or all of the balance each monthly billing cycle (subject to a monthly minimum payment).

Charge Card
Spending power with payment controls. Ideal for businesses that want to pay their balance in full every month.

Optional Rewards Program³
Have your Charges work for you.

The Company Authorizing Officer can enroll in the optional Productivity Points Program and start accumulating 1 Point for every $1 charged to the Productivity Card. Points can be redeemed for merchandise, gift certificates, travel or cash. We mean it when we say Rewards Your Way^SM.

²Coverage is underwritten by Combined Specialty Insurance Company, 1000 North Milwaukee Avenue, Glenview, IL 60025 and is subject to the terms, conditions, and limitations of the master policies.

³Annual fee of $60 applies for the Productivity Points Reward Program and the program is subject to governing terms and conditions.