Hancock Bank (Mississippi) Checking Matrix

Hancock Bank (Mississippi)

	Free Community Checking*	Community Resource Checking*	Community Resource Plus Checking *^	Institutional Analyzed Checking
Required Balance to Avoid Service Charge	$0	$5,000 minimum daily balance	$5,000 minimum daily balance	N/A
Average Collected Balance to Earn Interest	N/A	N/A	$1,000	N/A
Visa® Check Card	Not Available	Not Available	Not Available	Not Available
Minimum Deposit to Open	$50	$100	$1,500	$100
Monthly Service Charge	$0	$10	$10	$9
Item Fees	$0.75 each additional over 150 combined items per month	$0.30 each additional over 300 combined items per month	$0.30 each additional over 100 combined items per month	$0.14 per Debit/Check $0.25 per Deposit Ticket $0.09 per Credit/Deposit Item
Cash Management Services	No	Available	Available	Available
HandyCall® Access	Available	Available	Available	Available
e-Banking Access	Limited	Limited	Limited	Limited
Monthly Statement	Image	Image	Image	Image

*Accounts are subject to credit approval. Consult with a Hancock Bank associate or refer to your deposit agreement and truth in savings disclosure for information regarding specific products.

Items consist of checks, debits, credits, deposit tickets, and deposited items.

* Available to organizations described in Section 501(c)(3) through (13), and (19) of the Internal Revenue Code; political organizations described in Section 527 of the Internal Revenue Code; and homeowners and condominium owners associations described in Section 528 of the Internal Revenue Code, including housing cooperative associations that perform similar functions.

^ By law, interest-bearing business checking accounts are available only to sole proprietorships, qualifying government agencies, and nonprofit organizations.