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FOR IMMEDIATE RELEASE
June 21, 2006

Hancock Bank tapped for SBA award

GULFPORT, MS (June 21, 2006) - America's small business champion, the U.S. Small Business Administration, honored Hancock Bank with the SBA Mississippi District Outstanding Contribution to Disaster Recovery Award for the bank's exceptional efforts to help South Mississippi small businesses recover from the impact of Hurricane Katrina.

The recognition was one of nine awards presented by SBA's Mississippi District during 2006 Small Business Week ceremonies in Biloxi yesterday.

"Small businesses represent 99 percent of the nation's employers and are the backbones of our economy. Hancock Bank was founded on a commitment to help local families and businesses succeed, and we are privileged to be able to help small business owners across the Gulf Coast return to business-as-usual," said Hancock Bank President and Chief Executive Officer George A. Schloegel.

Within a month of Katrina, Hancock Bank established Small Business Development Center loan centers strategically located throughout the six-county coastal region. Additionally, the bank - an SBA Express Lender since 2002 - was one of the first area financial institutions to proactively endorse the SBA Gulf Opportunity Pilot Loan (GO Loan) Program, a post-storm initiative designed to streamline, centralize, and expedite SBA guaranty authorization and loan approval for small businesses in declared disaster areas. Expanded Saturday banking locations and hours at area Hancock Bank branches also enabled small business owners to conduct transactions essential to restoring business operations.

Mississippi Gulf Coast native and Chancellor of The University of Mississippi Dr. Robert Khayat nominated Hancock Bank for the SBA award.

Founded in 1899, Hancock Bank stands among the strongest, safest financial institutions in the United States and is the only financial services company headquartered in the Gulf South to rate among the top 20 percent of America's top-performing banks. Additional information about Hancock's comprehensive lines of consumer and business banking services is available online.

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FOR MORE INFORMATION
George A. Schloegel, Chief Executive Officer
Carl J. Chaney, Chief Financial Officer
Paul D. Guichet, VP, Investor Relations
800.522.6542 or 228.214.5242




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