Hancock Holding Company									- Add 11 -
Quarterly Financial Data
(amounts in thousands, except
per share data and FTE headcount)
(unaudited)		2004	2005				2006
		4Q	1Q	2Q	3Q	4Q	1Q	2Q	3Q
Per Common Share Data
Earnings per share:
Basic		$0.49	$0.48	$0.56	$0.04	$0.59	$0.68	$0.68	$1.11
Diluted		$0.48	$0.47	$0.55	$0.04	$0.58	$0.67	$0.66	$1.08
Cash dividends per share		$0.165	$0.165	$0.165	$0.195	$0.195	$0.195	$0.220	$0.240
Book value per share (period-end)		$14.32	$14.16	$14.87	$14.52	$14.78	$15.06	$15.12	$16.64
Tangible book value per share (period-end)		$12.16	$11.99	$12.73	$12.25	$12.55	$12.85	$12.94	$14.47
Weighted average number of shares:
Basic		32,467	32,463	32,396	32,308	32,313	32,393	32,531	32,566
Diluted		33,076	33,019	32,928	32,940	32,980	33,088	33,322	33,333
Period-end number of shares		32,440	32,463	32,310	32,309	32,301	32,494	32,555	32,584
Market data:
High closing price		$34.83	$34.20	$34.87	$37.84	$39.90	$46.67	$57.19	$56.79
Low closing price		$30.00	$30.25	$28.25	$29.93	$31.08	$37.75	$44.02	$49.71
Period end closing price		$33.46	$32.50	$34.40	$34.14	$37.81	$46.52	$56.00	$53.55
Trading volume		2,781	3,286	3,527	8,760	6,829	3,990	8,737	8,135
Other Period-end Data
FTE headcount		1,767	1,766	1,813	1,590	1,735	1,768	1,777	1,788
Tangible common equity		$394,389	$389,344	$411,203	$395,843	$405,216	$417,684	$421,369	$471,387
Tier I capital		$399,320	$408,163	$416,312	$407,075	$420,281	$440,302	$457,738	$487,668
Goodwill		$55,409	$55,409	$55,409	$61,428	$61,418	$61,418	$59,060	$59,683
Amortizable intangibles		$12,263	$12,510	$11,746	$9,928	$9,204	$8,725	$10,575	$9,938
Mortgage servicing intangibles		$2,520	$2,288	$2,082	$1,860	$1,577	$1,384	$1,256	$1,093
Common shares repurchased for publicly
announced plans		-	40	96	12	-	17	22	-
Performance Ratios
Return on average assets		1.39%	1.32%	1.52%	0.12%	1.39%	1.49%	1.45%	2.36%
Return on average common equity		13.54%	13.32%	15.27%	1.18%	15.98%	18.34%	17.89%	27.58%
Earning asset yield (TE)		6.00%	5.90%	6.08%	6.19%	6.14%	6.17%	6.32%	6.60%
Total cost of funds		1.47%	1.55%	1.66%	1.80%	1.70%	1.88%	2.05%	2.30%
Net interest margin (TE)		4.53%	4.35%	4.42%	4.40%	4.44%	4.30%	4.27%	4.29%
Non-interest expense as a percent
of total revenue (TE) before amortization
of purchased intangibles, net storm-related gain/(loss),
gain on sale of credit card
merchant and securities transactions		54.95%	59.99%	57.83%	60.85%	56.89%	58.30%	59.13%	58.76%
Common equity (period-end) as
a percent of total assets (period-end)		9.96%	9.64%	10.03%	9.55%	8.02%	7.82%	8.00%	8.86%
Leverage (Tier I) ratio		8.97%	8.75%	8.83%	8.64%	7.85%	7.45%	7.59%	8.15%
Tangible common equity ratio		8.58%	8.28%	8.71%	8.17%	6.89%	6.75%	6.92%	7.79%
Net charge-offs as a
percent of average loans		0.56%	0.33%	0.24%	0.23%	0.41%	-0.01%	0.40%	0.34%
Allowance for loan losses as
a percent of period-end loans		1.48%	1.48%	1.45%	2.57%	2.49%	2.49%	2.33%	1.54%
Allowance for loan losses to
NPAs + loans 90 days past due		251.85%	323.66%	284.75%	392.70%	195.50%	432.85%	457.10%	494.65%
Loan/deposit ratio		75.19%	72.40%	73.63%	76.77%	66.44%	59.00%	57.40%	60.97%
Non-interest income excluding
net storm-related gain/(loss), gain on sale of
credit card merchant and
securities transactions as a percent
of total revenue (TE)		32.37%	32.77%	34.06%	31.10%	29.68%	29.92%	30.28%	30.18%
				- more -
Hancock Holding Company									- Add 12 -
Quarterly Financial Data
(amounts in thousands, except
per share data and FTE headcount)
(unaudited)		2004	2005				2006
		4Q	1Q	2Q	3Q	4Q	1Q	2Q	3Q
Asset Quality Information
Non-accrual loans		$7,480	$6,335	$8,052	$10,373	$10,617	$8,676	$7,237	$5,179
Foreclosed assets		3,513	3,591	2,567	2,973	1,898	1,779	1,606	970
Total non-performing assets		$10,993	$9,926	$10,619	$13,346	$12,515	$10,455	$8,843	$6,149
Non-performing assets as a percent of loans
and foreclosed assets		0.40%	0.36%	0.37%	0.45%	0.42%	0.35%	0.29%	0.20%
Accruing loans 90 days past due		$5,160	$2,798	$3,914	$6,156	$25,622	$6,632	$6,681	$3,626
Accruing loans 90 days past due as
a percent of loans		0.19%	0.10%	0.14%	0.21%	0.86%	0.22%	0.22%	0.12%
Non-performing assets + accruing loans
90 days past due to loans and
foreclosed assets		0.59%	0.46%	0.51%	0.65%	1.28%	0.57%	0.51%	0.31%
Net charge-offs		$3,839	$2,260	$1,691	$1,704	$3,104	($108)	$3,001	$2,608
Net charge-offs as
a percent of average loans		0.56%	0.33%	0.24%	0.23%	0.41%	-0.01%	0.40%	0.34%
Allowance for loan losses		$40,682	$41,182	$41,382	$76,584	$74,558	$73,961	$70,960	$48,352
Allowance for loan losses as a
percent of period-end loans		1.48%	1.48%	1.45%	2.57%	2.49%	2.49%	2.33%	1.54%
Allowance for loan losses to NPAs +
accruing loans 90 days past due		251.85%	323.66%	284.75%	392.70%	195.50%	432.85%	457.10%	494.65%
Provision for loan losses		$5,796	$2,760	$1,891	$36,905	$1,079	($705)	-	($20,000)
Net Charge-off Information
Net charge-offs:
Commercial/real estate loans		$1,003	$770	$202	($17)	$332	($1,769)	$620	$522
Mortgage loans		38