Hancock Holding Company						- Add 4 -
Financial Highlights
(amounts in thousands, except per share data and FTE headcount)
(unaudited)
		Three Months Ended			Nine Months Ended
		9/30/2006	6/30/2006	9/30/2005	9/30/2006	9/30/2005
Per Common Share Data
Earnings per share:
Basic		$1.11	$0.68	$0.04	$2.46	$1.08
Diluted		$1.08	$0.66	$0.04	$2.41	$1.06
Cash dividends per share		$0.240	$0.220	$0.195	$0.655	$0.525
Book value per share (period-end)		$16.64	$15.12	$14.52	$16.64	$14.52
Tangible book value per share (period-end)		$14.47	$12.94	$12.25	$14.47	$12.25
Weighted average number of shares:
Basic		32,566	32,531	32,308	32,500	32,388
Diluted		33,333	33,322	32,940	33,274	32,959
Period-end number of shares		32,584	32,555	32,309	32,584	32,309
Market data:
High closing price		$56.79	$57.19	$37.84	$57.19	$37.84
Low closing price		$49.71	$44.02	$29.93	$37.75	$28.25
Period end closing price		$53.55	$56.00	$34.14	$53.55	$34.14
Trading volume		8,135	8,737	8,760	20,883	15,575
Other Period-end Data
FTE headcount		1,788	1,777	1,590	1,788	1,590
Tangible common equity		$471,387	$421,369	$395,843	$471,387	$395,843
Tier I capital		$487,668	$457,738	$407,075	$487,668	$407,075
Goodwill		$59,683	$59,060	$61,428	$59,683	$61,428
Amortizable intangibles		$9,938	$10,575	$9,928	$9,938	$9,928
Mortgage servicing intangibles		$1,093	$1,256	$1,860	$1,093	$1,860
Common shares repurchased for publicly announced plans		-	22	12	39	148
Performance Ratios
Return on average assets		2.36%	1.45%	0.12%	1.77%	0.98%
Return on average common equity		27.58%	17.89%	1.18%	21.42%	9.81%
Earning asset yield (TE)		6.60%	6.32%	6.19%	6.36%	6.06%
Total cost of funds		2.30%	2.05%	1.80%	2.08%	1.67%
Net interest margin (TE)		4.29%	4.27%	4.40%	4.28%	4.39%
Non-interest expense as a percent of total revenue (TE)
before amortization of purchased intangibles, net storm-related gain/(loss)
and securities transactions		58.76%	59.13%	60.85%	58.73%	59.53%
Common equity (period-end) as a percent of total assets (period-end)		8.86%	8.00%	9.55%	8.86%	9.55%
Leverage (Tier I) ratio		8.15%	7.59%	8.64%	8.15%	8.64%
Tangible common equity ratio		7.79%	6.92%	8.17%	7.79%	8.17%
Net charge-offs as a percent of average loans		0.34%	0.40%	0.23%	0.24%	0.27%
Allowance for loan losses as a percent of period-end loans		1.54%	2.33%	2.57%	1.54%	2.57%
Allowance for loan losses to NPAs + accruing loans 90 days past due		494.65%	457.10%	392.70%	494.65%	392.70%
Loan/deposit ratio		60.97%	57.40%	76.77%	59.11%	74.28%
Non-interest income excluding net storm-related gain/(loss)
and securities transactions as a percent of
total revenue (TE)		30.18%	30.28%	31.10%	30.13%	32.66%
		- more -
Hancock Holding Company						- Add 5 -
Financial Highlights
(amounts in thousands)
(unaudited)
		Three Months Ended			Nine Months Ended
		9/30/2006	6/30/2006	9/30/2005	9/30/2006	9/30/2005
Asset Quality Information
Non-accrual loans		$5,179	$7,237	$10,373	$5,179	$10,373
Foreclosed assets		970	1,606	2,973	970	2,973
Total non-performing assets		$6,149	$8,843	$13,346	$6,149	$13,346
Non-performing assets as a percent of loans and foreclosed assets		0.20%	0.29%	0.45%	0.20%	0.45%
Accruing loans 90 days past due		$3,626	$6,681	$6,156	$3,626	$6,156
Accruing loans 90 days past due as a percent of loans		0.12%	0.22%	0.21%	0.12%	0.21%
Non-performing assets + accruing loans 90 days past due
to loans and foreclosed assets		0.31%	0.51%	0.65%	0.31%	0.65%
Net charge-offs		$2,608	$3,001	$1,704	$5,501	$5,655
Net charge-offs as a percent of average loans		0.34%	0.40%	0.23%	0.24%	0.27%
Allowance for loan losses		$48,352	$70,960	$76,584	$48,352	$76,584
Allowance for loan losses as a percent of period-end loans		1.54%	2.33%	2.57%	1.54%	2.57%
Allowance for loan losses to NPAs + accruing loans 90 days past due		494.65%	457.10%	392.70%	494.65%	392.70%
Provision for loan losses		($20,000)	-	$36,905	($20,705)	$41,556
Allowance for Loan Losses
Beginning Balance		$70,960	$73,961	$41,382	$74,558	$40,682
Provision for loan loss		(20,000)	-	36,905	(20,705)	41,556
Charge-offs		6,358	4,742	3,699	15,022	11,264
Recoveries		3,750	1,741	1,995	9,521	5,609
Net charge-offs		2,608	3,001	1,704	5,501	5,655
Ending Balance		$48,352	$70,960	$76,584	$48,352	$76,584
Net Charge-off Information
Net charge-offs:
Commercial/real estate loans		$522	$620	($17)	($628)	$955
Mortgage loans		367	28	7	576	70
Direct consumer loans		1,003	1,681	861	3,264	1,853
Indirect consumer loans		294	391	342	1,338	1,420
Finance company loans		422	281	511	951	1,357
Total net charge-offs (including storm-related)		$2,608	$3,001	$1,704	$5,501	$5,655
Storm-related net charge-offs		284	1,133	-	2,014	-
Total net charge-offs (excluding storm-related)		$2,324	$1,868	$1,704	$3,487	$5,655
Average loans:
Commercial/real estate loans		$1,759,173	$1,699,768	$1,584,244	$1,711,525	$1,533,208
Mortgage loans		423,610	410,522	430,615	414,768	418,479
Direct consumer loans		470,771	463,977	504,362	468,196	505,899
Indirect consumer loans		347,404	348,463	335,482	349,076	324,122
Finance Company loans		79,483	71,461	64,006	71,868	62,295
Total average loans		$3,080,442	$2,994,191	$2,918,709	$3,015,434	$2,844,003
Net charge-offs to average loans:
Commercial/real estate loans		0.12%	0.15%	0.00%	-0.05%	0.08%
Mortgage loans		0.34%	0.03%	0.01%	0.19%	0.02%
Direct consumer loans		0.85%	1.45%	0.68%	0.93%	0.49%
Indirect consumer loans		0.34%	0.45%	0.40%	0.51%	0.59%
Finance Company loans		2.11%	1.58%	3.17%	1.77%	2.91%
Total net charge-offs to average loans (including storm-