| Hancock Holding Company | - Add 12 - | ||||||||
| Quarterly Financial Data | |||||||||
| (amounts in thousands, except | |||||||||
| per share data and FTE headcount) | |||||||||
| (unaudited) | 2004 | 2005 | 2006 | ||||||
| 3Q | 4Q | 1Q | 2Q | 3Q | 4Q | 1Q | 2Q | ||
| Per Common Share Data | |||||||||
| Earnings per share: | |||||||||
| Basic | $0.47 | $0.49 | $0.48 | $0.56 | $0.04 | $0.59 | $0.68 | $0.68 | |
| Diluted | $0.47 | $0.48 | $0.47 | $0.55 | $0.04 | $0.58 | $0.67 | $0.66 | |
| Cash dividends per share | $0.165 | $0.165 | $0.165 | $0.165 | $0.195 | $0.195 | $0.195 | $0.220 | |
| Book value per share (period-end) | $14.16 | $14.32 | $14.16 | $14.87 | $14.52 | $14.78 | $15.06 | $15.12 | |
| Tangible book value per share (period-end) | $12.03 | $12.16 | $11.99 | $12.73 | $12.25 | $12.55 | $12.85 | $12.94 | |
| Weighted average number of shares: | |||||||||
| Basic | 32,495 | 32,467 | 32,463 | 32,396 | 32,308 | 32,313 | 32,393 | 32,531 | |
| Diluted | 33,054 | 33,076 | 33,019 | 32,928 | 32,940 | 32,980 | 33,088 | 33,322 | |
| Period-end number of shares | 32,472 | 32,440 | 32,463 | 32,310 | 32,309 | 32,301 | 32,494 | 32,555 | |
| Market data: | |||||||||
| High closing price | $34.27 | $34.83 | $34.20 | $34.87 | $37.84 | $39.90 | $46.67 | $57.19 | |
| Low closing price | $27.32 | $30.00 | $30.25 | $28.25 | $29.93 | $31.08 | $37.75 | $44.02 | |
| Period end closing price | $31.79 | $33.46 | $32.50 | $34.40 | $34.14 | $37.81 | $46.52 | $56.00 | |
| Trading volume | 2,792 | 2,781 | 3,286 | 3,527 | 8,760 | 6,829 | 3,990 | 8,737 | |
| Other Period-end Data | |||||||||
| FTE headcount | 1,731 | 1,767 | 1,766 | 1,813 | 1,590 | 1,735 | 1,768 | 1,777 | |
| Tangible common equity | $390,696 | $394,389 | $389,344 | $411,203 | $395,843 | $405,216 | $417,684 | $421,369 | |
| Tier I capital | $391,098 | $399,320 | $408,163 | $416,312 | $407,075 | $420,281 | $440,302 | $457,738 | |
| Goodwill | $56,474 | $55,409 | $55,409 | $55,409 | $61,428 | $61,418 | $61,418 | $59,060 | |
| Amortizable intangibles | $10,852 | $12,263 | $12,510 | $11,746 | $9,928 | $9,204 | $8,725 | $10,575 | |
| Mortgage servicing intangibles | $1,922 | $2,520 | $2,288 | $2,082 | $1,860 | $1,577 | $1,384 | $1,256 | |
| Common shares repurchased for publicly | |||||||||
| announced plans | 84 | - | 40 | 96 | 12 | - | 17 | 22 | |
| Performance Ratios | |||||||||
| Return on average assets | 1.37% | 1.39% | 1.32% | 1.52% | 0.12% | 1.39% | 1.49% | 1.45% | |
| Return on average common equity | 13.67% | 13.54% | 13.32% | 15.28% | 1.18% | 15.98% | 18.34% | 17.89% | |
| Earning asset yield (TE) | 5.86% | 6.00% | 5.90% | 6.08% | 6.19% | 6.14% | 6.17% | 6.32% | |
| Total cost of funds | 1.44% | 1.47% | 1.55% | 1.66% | 1.80% | 1.70% | 1.88% | 2.05% | |
| Net interest margin (TE) | 4.42% | 4.53% | 4.35% | 4.42% | 4.40% | 4.44% | 4.30% | 4.27% | |
| Non-interest expense as a percent | |||||||||
| of total revenue (TE) before amortization | |||||||||
| of purchased intangibles, net storm-related items, | |||||||||
| gain on sale of credit card | |||||||||
| merchant and securities transactions | 57.55% | 54.95% | 59.99% | 57.83% | 60.85% | 56.89% | 58.30% | 59.13% | |
| Common equity (period-end) as | |||||||||
| a percent of total assets (period-end) | 10.24% | 9.96% | 9.64% | 10.03% | 9.55% | 8.02% | 7.82% | 8.00% | |
| Leverage (Tier I) ratio | 8.86% | 8.97% | 8.75% | 8.83% | 8.64% | 7.85% | 7.45% | 7.59% | |
| Tangible common equity ratio | 8.83% | 8.58% | 8.28% | 8.71% | 8.17% | 6.89% | 6.75% | 6.92% | |
| Net charge-offs as a | |||||||||
| percent of average loans | 0.45% | 0.56% | 0.33% | 0.24% | 0.23% | 0.41% | -0.01% | 0.40% | |
| Allowance for loan losses as | |||||||||
| a percent of period-end loans | 1.45% | 1.48% | 1.48% | 1.45% | 2.57% | 2.49% | 2.49% | 2.33% | |
| Allowance for loan losses to | |||||||||
| NPAs + loans 90 days past due | 225.17% | 251.85% | 323.66% | 284.75% | 392.70% | 195.50% | 432.85% | 457.10% | |
| Provision for loan losses to net charge-offs | 114.34% | 150.98% | 122.13% | 111.83% | 2165.65% | 34.76% | 655 | ||