Hancock Holding Company  - Add 5 -
 Financial Highlights 
 (amounts in thousands, except per share data and FTE headcount) 
 (unaudited) 
   Three Months Ended    Six Months Ended  
6/30/2006 3/31/2006 6/30/2005 6/30/2006 6/30/2005
Per Common Share Data        
       
Earnings per share:        
    Basic $0.68 $0.68 $0.56 $1.36 $1.03
    Diluted $0.66 $0.67 $0.55 $1.32 $1.02
Cash dividends per share  $0.220 $0.195 $0.165 $0.415 $0.330
Book value per share (period-end) $15.12 $15.06 $14.87 $15.12 $14.87
Tangible book value per share (period-end) $12.94 $12.85 $12.73 $12.94 $12.73
Weighted average number of shares:        
    Basic         32,531         32,393         32,396         32,462         32,429
    Diluted         33,322         33,088         32,928         33,237         32,973
Period-end number of shares         32,555         32,494         32,310         32,555         32,310
Market data:        
    High closing price $57.19 $46.67 $34.87 $57.19 $34.87
    Low closing price $44.02 $37.75 $28.25 $37.75 $28.25
    Period end closing price  $56.00 $46.52 $34.40 $56.00 $34.40
    Trading volume           8,737          3,990           3,527         12,528          6,814
       
Other Period-end Data        
       
FTE headcount 1,777 1,768 1,813 1,777 1,813
Tangible common equity $421,369 $417,684 $411,203 $421,369 $411,203
Tier I capital $457,738 $440,302 $416,312 $457,738 $416,312
Goodwill $59,060 $61,418 $55,409 $59,060 $55,409
Amortizable intangibles $10,575 $8,725 $11,746 $10,575 $11,746
Mortgage servicing intangibles $1,256 $1,384 $2,082 $1,256 $2,082
Common shares repurchased for publicly announced plans 22               17 96 39 136
       
Performance Ratios        
       
Return on average assets 1.45% 1.49% 1.52% 1.47% 1.42%
Return on average common equity 17.89% 18.34% 15.28% 18.11% 14.31%
Earning asset yield (TE) 6.32% 6.17% 6.08% 6.25% 5.99%
Total cost of funds 2.05% 1.88% 1.66% 1.96% 1.61%
Net interest margin (TE) 4.27% 4.30% 4.42% 4.28% 4.39%
Non-interest expense as a percent of total revenue (TE)        
    before amortization of purchased intangibles        
    and securities transactions 59.13% 58.30% 57.83% 58.72% 58.88%
Common equity (period-end) as a percent of total assets (period-end) 8.00% 7.82% 10.03% 8.00% 10.03%
Leverage (Tier I) ratio  7.59% 7.45% 8.83% 7.59% 8.83%
Tangible common equity ratio  6.92% 6.75% 8.71% 6.92% 8.71%
Net charge-offs as a percent of average loans 0.40% -0.01% 0.24% 0.20% 0.28%
Allowance for loan losses as a percent of period-end loans 2.33% 2.49% 1.45% 2.33% 1.45%
Allowance for loan losses to NPAs + accruing loans 90 days past due 457.10% 432.85% 284.75% 457.10% 284.75%
Provision for loan losses to net charge-offs                  - 655.76% 111.83% -24.39% 117.72%
Loan/deposit ratio 57.40% 59.00% 73.63% 58.18% 73.02%
Non-interest income excluding         
    securities transactions as a percent of         
    total revenue (TE) 30.28% 29.92% 34.06% 30.10% 33.43%
- more -
 Hancock Holding Company  - Add 6 -
 Financial Highlights 
 (amounts in thousands, except per share data and FTE headcount) 
 (unaudited) 
 Three Months Ended   Six Months Ended  
6/30/2006 3/31/2006 6/30/2005 6/30/2006 6/30/2005
Asset Quality Information        
       
Non-accrual loans $7,237