Hancock Holding Company									- Add 10 -
Quarterly Financial Data
(amounts in thousands, except
per share data and FTE headcount)
(unaudited)		2005	2006				2007
		4Q	1Q	2Q	3Q	4Q	1Q	2Q	3Q
Per Common Share Data
Earnings per share:
Basic		$0.59	$0.68	$0.68	$1.11	$0.67	$0.59	$0.63	$0.55
Diluted		$0.58	$0.67	$0.66	$1.08	$0.65	$0.58	$0.62	$0.55
Cash dividends per share		$0.195	$0.195	$0.220	$0.240	$0.240	$0.240	$0.240	$0.240
Book value per share (period-end)		$14.78	$15.06	$15.12	$16.64	$17.09	$17.27	$17.13	$17.55
Tangible book value per share (period-end)		$12.55	$12.85	$12.94	$14.47	$14.87	$15.05	$14.90	$15.32
Weighted average number of shares:
Basic		32,313	32,393	32,531	32,566	32,632	32,665	32,233	32,005
Diluted		32,980	33,088	33,322	33,333	33,378	33,299	32,749	32,492
Period-end number of shares		32,301	32,494	32,555	32,584	32,666	32,518	32,094	31,786
Market data:
High closing price		$39.90	$46.67	$57.19	$56.79	$56.00	$54.09	$44.37	$43.90
Low closing price		$31.08	$37.75	$44.02	$49.71	$50.85	$41.88	$37.50	$32.78
Period end closing price		$37.81	$46.52	$56.00	$53.55	$52.84	$43.98	$37.55	$40.08
Trading volume		6,829	3,990	8,737	8,135	6,393	8,577	11,614	10,290
Other Period-end Data
FTE headcount		1,735	1,768	1,777	1,788	1,848	1,929	1,944	1,966
Tangible common equity		$405,216	$417,684	$421,369	$471,387	$485,778	$489,430	$478,085	$486,871
Tier I capital		$420,281	$440,302	$457,738	$487,668	$510,638	$513,229	$510,096	$508,554
Goodwill		$61,418	$61,418	$59,060	$59,708	$62,277	$62,277	$62,277	$62,277
Amortizable intangibles		$9,204	$8,725	$10,575	$9,913	$9,414	$8,991	$8,607	$8,195
Mortgage servicing intangibles		$1,577	$1,384	$1,256	$1,093	$941	$829	$729	$632
Common shares repurchased for publicly
announced plans		-	17	22	-	-	228	433	343
Performance Ratios
Return on average assets		1.39%	1.49%	1.45%	2.36%	1.44%	1.32%	1.42%	1.21%
Return on average common equity		15.98%	18.34%	17.89%	27.58%	15.54%	13.77%	14.53%	12.58%
Earning asset yield (TE)		6.14%	6.17%	6.32%	6.60%	6.54%	6.64%	6.76%	6.81%
Total cost of funds		1.70%	1.88%	2.05%	2.30%	2.48%	2.60%	2.59%	2.75%
Net interest margin (TE)		4.44%	4.30%	4.27%	4.29%	4.06%	4.04%	4.17%	4.06%
Noninterest expense as a percent
of total revenue (TE) before amortization
of purchased intangibles, net storm-related gain/(loss),
gain on sale of credit card
merchant and securities transactions		56.89%	58.30%	59.13%	58.76%	59.79%	61.12%	61.27%	65.18%
Common equity (period-end) as
a percent of total assets (period-end)		8.02%	7.82%	8.00%	8.86%	9.36%	9.61%	9.36%	9.45%
Leverage (Tier I) ratio		7.85%	7.45%	7.59%	8.15%	8.63%	8.80%	9.01%	8.82%
Tangible common equity ratio		6.89%	6.75%	6.92%	7.79%	8.24%	8.48%	8.24%	8.34%
Net charge-offs as a
percent of average loans		0.41%	-0.01%	0.40%	0.34%	0.19%	0.18%	0.18%	0.21%
Allowance for loan losses as
a percent of period-end loans		2.51%	2.51%	2.35%	1.55%	1.44%	1.41%	1.35%	1.31%
Allowance for loan losses to
NPAs + loans 90 days past due		195.50%	432.85%	457.10%	494.65%	694.67%	413.60%	410.98%	335.22%
Loan/deposit ratio		66.44%	59.00%	57.40%	60.97%	64.34%	65.91%	69.62%	70.28%
Noninterest income excluding
net storm-related gain/(loss), gain on sale of
credit card merchant and
securities transactions as a percent
of total revenue (TE)		29.68%	29.92%	30.28%	30.18%	33.14%	32.48%	35.94%	36.27%
				- more -
Hancock Holding Company									- Add 11 -
Quarterly Financial Data
(amounts in thousands, except
per share data and FTE headcount)
(unaudited)		2005	2006				2007
		4Q	1Q	2Q	3Q	4Q	1Q	2Q	3Q
Asset Quality Information
Non-accrual loans		$10,617	$8,676	$7,237	$5,179	$3,500	$4,494	$7,544	$8,500
Foreclosed assets		1,898	1,779	1,606	970	681	718	1,146	1,374
Total non-performing assets		$12,515	$10,455	$8,843	$6,149	$4,181	$5,212	$8,690	$9,874
Non-performing assets as a percent of loans
and foreclosed assets		0.42%	0.35%	0.29%	0.20%	0.13%	0.16%	0.25%	0.28%
Accruing loans 90 days past due		$25,622	$6,632	$6,681	$3,626	$2,552	$6,035	$2,558	$3,819
Accruing loans 90 days past due as
a percent of loans		0.86%	0.22%	0.22%	0.12%	0.08%	0.18%	0.07%	0.11%
Non-performing assets + accruing loans
90 days past due to loans and
foreclosed assets		1.28%	0.57%	0.51%	0.31%	0.21%	0.34%	0.33%	0.39%
Net charge-offs		$3,104	($108)	$3,001	$2,608	$1,523	$1,466	$1,528	$1,880
Net charge-offs as
a percent of average loans		0.41%	-0.01%	0.40%	0.34%	0.19%	0.18%	0.18%	0.21%
Allowance for loan losses		$74,558	$73,961	$70,960	$48,352	$46,772	$46,517	$46,227	$45,901
Allowance for loan losses as a
percent of period-end loans		2.51%	2.51%	2.35%	1.55%	1.44%	1.41%	1.35%	1.31%
Allowance for loan losses to NPAs +
accruing loans 90 days past due		195.50%	432.85%	457.10%	494.65%	694.67%	413.60%	410.98%	335.22%
Provision for (recovery of) loan losses		$1,079	($705)	-	($20,000)	($57)	$1,211	$1,238	$1,554
Net Charge-off Information
Net charge-offs:
Commercial/real estate loans		$332	($1,769)	$620	$522	($137)	$168	($63)	($58)
Mortgage loans		(7)	181	28	367	(11)	23	(22)	-
Direct consumer loans		1,831	579	1,681	1,003	493	110	617	864
Indirect consumer loans		272	653	391	294	395	676	471	314
Finance company loans		676	248	281	422	783	489	525	760
Total net charge-offs		$3,104	($108)	$3,001	$2,608	$1,523	$1,466	$1,528	$1,880
Average loans:
Commercial/real estate loans		$1,660,804	$1,674,706	$1,699,768	$1,759,173	$1,855,506	$1,931,966	$1,989,420	$2,055,922
Mortgage loans		442,977	410,023	410,522	423,610	428,674	426,103	433,310	439,459