Hancock Holding Company						-Add 3 -
Financial Highlights
(amounts in thousands, except per share data and FTE headcount)
(unaudited)
		Three Months Ended			Nine Months Ended
		9/30/2007	6/30/2007	9/30/2006	9/30/2007	9/30/2006
Per Common Share Data
Earnings per share:
Basic		$0.55	$0.63	$1.11	$1.77	$2.46
Diluted		$0.55	$0.62	$1.08	$1.74	$2.41
Cash dividends per share		$0.240	$0.240	$0.240	$0.720	$0.655
Book value per share (period-end)		$17.55	$17.13	$16.64	$17.55	$16.64
Tangible book value per share (period-end)		$15.32	$14.90	$14.47	$15.32	$14.47
Weighted average number of shares:
Basic		32,005	32,233	32,566	32,299	32,500
Diluted		32,492	32,749	33,333	32,847	33,274
Period-end number of shares		31,786	32,094	32,584	31,786	32,584
Market data:
High closing price		$43.90	$44.37	$56.79	$54.09	$57.19
Low closing price		$32.78	$37.50	$49.71	$32.78	$37.75
Period end closing price		$40.08	$37.55	$53.55	$40.08	$53.55
Trading volume		10,290	11,614	8,135	30,485	20,883
Other Period-end Data
FTE headcount		1,966	1,944	1,788	1,966	1,788
Tangible common equity		$486,871	$478,085	$471,387	$486,871	$471,387
Tier I capital		$508,554	$510,096	$487,668	$508,554	$487,668
Goodwill		$62,277	$62,277	$59,708	$62,277	$59,708
Amortizable intangibles		$8,195	$8,607	$9,913	$8,195	$9,913
Mortgage servicing intangibles		$632	$729	$1,093	$632	$1,093
Common shares repurchased for publicly announced plans		343	433	-	1,004	39
Performance Ratios
Return on average assets		1.21%	1.42%	2.36%	1.31%	1.77%
Return on average common equity		12.58%	14.53%	27.58%	13.63%	21.42%
Earning asset yield (TE)		6.81%	6.76%	6.60%	6.74%	6.36%
Total cost of funds		2.75%	2.59%	2.30%	2.65%	2.08%
Net interest margin (TE)		4.06%	4.17%	4.29%	4.09%	4.28%
Noninterest expense as a percent of total revenue (TE)
before amortization of purchased intangibles
and securities transactions		65.18%	61.27%	58.76%	62.55%	58.73%
Common equity (period-end) as a percent of total assets (period-end)		9.45%	9.36%	8.86%	9.45%	8.86%
Leverage (Tier I) ratio		8.82%	9.01%	8.15%	8.82%	8.15%
Tangible common equity ratio		8.34%	8.24%	7.79%	8.34%	7.79%
Net charge-offs as a percent of average loans		0.21%	0.18%	0.34%	0.19%	0.24%
Allowance for loan losses as a percent of period-end loans		1.31%	1.35%	1.55%	1.31%	1.55%
Allowance for loan losses to NPAs + accruing loans 90 days past due		335.22%	410.98%	494.65%	335.22%	494.65%
Loan/deposit ratio		70.28%	69.62%	60.97%	68.60%	59.11%
Non-interest income excluding
securities transactions as a percent of
total revenue (TE)		36.27%	35.94%	30.18%	34.94%	30.13%
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Hancock Holding Company						-Add 4 -
Financial Highlights
(amounts in thousands)
(unaudited)
		Three Months Ended			Nine Months Ended
		9/30/2007	6/30/2007	9/30/2006	9/30/2007	9/30/2006
Asset Quality Information
Non-accrual loans		$8,500	$7,544	$5,179	$8,500	$5,179
Foreclosed assets		1,374	1,146	970	1,374	970
Total non-performing assets		$9,874	$8,690	$6,149	$9,874	$6,149
Non-performing assets as a percent of loans and foreclosed assets		0.28%	0.25%	0.20%	0.28%	0.20%
Accruing loans 90 days past due		$3,819	$2,558	$3,626	$3,819	$3,626
Accruing loans 90 days past due as a percent of loans		0.11%	0.07%	0.12%	0.11%	0.12%
Non-performing assets + accruing loans 90 days past due
to loans and foreclosed assets		0.39%	0.33%	0.31%	0.39%	0.31%
Net charge-offs		$1,880	$1,528	$2,608	$4,873	$5,501
Net charge-offs as a percent of average loans		0.21%	0.18%	0.34%	0.19%	0.24%
Allowance for loan losses		$45,901	$46,227	$48,352	$45,901	$48,352
Allowance for loan losses as a percent of period-end loans		1.31%	1.35%	1.55%	1.31%	1.55%
Allowance for loan losses to NPAs + accruing loans 90 days past due		335.22%	410.98%	494.65%	335.22%	494.65%
Provision for loan losses		$1,554	$1,238	(20,000)	$4,002	($20,705)
Allowance for Loan Losses
Beginning Balance		$46,227	$46,517	$70,960	$46,772	$74,558
Provision for loan loss		1,554	1,238	(20,000)	4,002	(20,705)
Charge-offs		3,610	3,521	6,358	10,207	15,022
Recoveries		1,730	1,993	3,750	5,334	9,521
Net charge-offs		1,880	1,528	2,608	4,873	5,501
Ending Balance		$45,901	$46,227	$48,352	$45,901	$48,352
Net Charge-off Information
Net charge-offs:
Commercial/real estate loans		($58)	($63)	$522	$47	($628)
Mortgage loans		-	(22)	367	1	576
Direct consumer loans		864	617	1,003	1,835	3,264
Indirect consumer loans		314	471	294	1,216	1,338
Finance company loans		760	525	422	1,774	951
Total net charge-offs		$1,880	$1,528	$2,608	$4,873	$5,501
Average loans:
Commercial/real estate loans		$2,055,922	$1,989,420	$1,759,173	$1,992,890	$1,711,525
Mortgage loans		439,459	433,310	423,610	433,006	414,768
Direct consumer loans		491,417	487,267	470,771	487,985	468,196
Indirect consumer loans		373,677	360,451	347,404	363,773	349,076
Finance Company loans		109,807	101,092	79,483	101,135	71,869
Total average loans		$3,470,282	$3,371,540	$3,080,441	$3,378,789	$3,015,434
Net charge-offs to average loans:
Commercial/real estate loans		-0.01%	-0.01%	0.12%	0.00%	-0.05%
Mortgage loans		0.00%	-0.02%	0.34%	0.00%	0.19%
Direct consumer loans		0.70%	0.51%	0.85%	0.50%	0.93%
Indirect consumer loans		0.33%	0.52%	0.34%	0.45%	0.51%
Finance Company loans		2.74%	2.08%	2.11%	2.34%	1.77%
Total net charge-offs to average loans		0.21%	0.18%	0.34%	0.19%	0.24%
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Hancock Holding Company						-Add 5 -
Financial Highlights