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Credit Analysis Program is a Commercial Lender Training program
designed to prepare new hires to build a career as a Commercial
Lender or Community Business Banker. |
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Program
Qualifications
- Bachelor's
Degree in Business Finance or Accounting.
- Above average
GPA.
- Genuine interest
in learning and working in the banking profession
- Ability to
adhere to all company policies and procedures required for this
position
- Knowledge
of accounting sufficient to understand and analyze the relationships
between the different financial statements in order to produce
written analysis of commercial loans to be used in the decision
process
- Ability to
demonstrate initiative, judgment/discernment, and self motivation
to work with minimal supervision
- Above average
interpersonal and communications skills
- Enjoy working
with people
- Self-Starter
Program
Highlights
- Duration:
18 months broken into 3 modules with increasing responsibility
and evaluations
- Location
for 18 months of Training: Gulfport, MS
- Location
after training: Designated market upon hire
- Training
consists of on-the-job assignments in all major areas of Credit
Analysis
- Community
Involvement through programs such as Big Brother/Big Sister program,
active "civic"
club membership, fundraising participation, school mentoring.
Program
Curriculum
Credit Analysts can expect to learn the following basic
job functions:
- Analyze loans
to include preparing spreading financial statements, cash flow
analysis, and profitability models
- Provide thorough
written analysis of loan
- Participate
in preparing assigned reports as required for both Senior and
Directors Loan Committees
- Provide Support
for Senior Loan Committee and Directors Loan Committee
Career
Path
Career path is dependant on satisfactory evaluations. Some possibilities
include:
- Commercial
Lender Trainee
- Community
Business Banker Trainee
Search
our job listings to find out if there are any Credit Analyst openings
at this time.
